A site about financial minimalism

Minimal Finances

#616: The Ways Hackers Are Taking Your Retirement Funds in $50 Increments, featuring former CIA hacker Dr. Eric Cole.

#616: The Ways Hackers Are Taking Your Retirement Funds in $50 Increments, featuring former CIA hacker Dr. Eric Cole.

Two teachers in Ohio dedicated their entire lives to one aspiration — purchasing a farm.

How to Afford a Home Today

How to Afford a Home Today

Recently, a reader from MMM visited and shared a comment on one of my earlier posts regarding the principles of FIRE. Like with any critique of our concepts, I reflected on this comment...

#615: Q&A: We Have $1.2 Million in Savings, Yet We’re Still Renting. Should We Consider Buying?

#615: Q&A: We Have $1.2 Million in Savings, Yet We’re Still Renting. Should We Consider Buying?

Emily feels anxious that purchasing their first home might hinder her family’s path to financial independence. What is the wisest approach to utilize their savings and remain on course?

#614: First Friday: The Dollar's Weakness, High Bond Prices, and Our WWII-Level Debt

#614: First Friday: The Dollar's Weakness, High Bond Prices, and Our WWII-Level Debt

In May, the US created 139,000 new jobs, surpassing expectations. However, the key issue lies not in the employment figures but rather in the bond market.

#613: Rachel Rodgers: This Multimillionaire Began with $330,000 in Debt and an Income of $41,000

#613: Rachel Rodgers: This Multimillionaire Began with $330,000 in Debt and an Income of $41,000

#613: Rachel Rodgers: This Multimillionaire Began with $330,000 in Debt and an Income of $41,000

#612: Determining If You Have the Entrepreneurship Spirit Before Taking Big Risks, featuring Grant Sabatier

Grant Sabatier had no prior experience in retail or bookstores and was completely uncertain about what he was doing when he launched Clintonville Books in Columbus, Ohio.

#611: Preguntas y Respuestas: "¿Es REALMENTE Diferente Esta Vez?"

#611: Preguntas y Respuestas: "¿Es REALMENTE Diferente Esta Vez?"

As the world evolves at a rapid pace, Lesley finds it hard to believe that “this time isn’t different.” Does history continue to provide reliable guidance for contemporary major decisions?

#610: Your Goals Could Be Harming You (Physically), featuring Sebastien Page

#610: Your Goals Could Be Harming You (Physically), featuring Sebastien Page

In 2005, Sebastien Page came close to death due to a mysterious bacterial infection that went undiagnosed by doctors for a week.

#609: Questions and Answers: Tips for Avoiding Mistakes in Retirement Spending

#609: Questions and Answers: Tips for Avoiding Mistakes in Retirement Spending

Eva is nearing financial independence, but she is concerned about potentially making mistakes during this transition. What strategies can she implement to ensure her portfolio is well-prepared for the drawdown phase of early retirement?

#608: The Stoic Journey to Prosperity, Featuring Billionaire Investor and Philanthropist Robert Rosenkrantz

#608: The Stoic Journey to Prosperity, Featuring Billionaire Investor and Philanthropist Robert Rosenkrantz

At the age of seven, Robert Rosenkrantz made a choice that would influence his whole life: he would assume total responsibility for his future.

#607: Q&A: Do You Recall When Financial Guidance Came From Only One Book at the Library?

#607: Q&A: Do You Recall When Financial Guidance Came From Only One Book at the Library?

George is a concerned baby boomer, pondering whether the current generation is overwhelmed by the complexities of today’s financial environment. How can one strike a balance between having enough information and being overloaded?

#605: Q&A: My Employer Insisted on Returning to the Office. Therefore, I've Decided to Resign.

#605: Q&A: My Employer Insisted on Returning to the Office. Therefore, I've Decided to Resign.

Given the recent federal requirements to return to the office, Pedro is struggling to let go of his entirely remote way of life. Is there an innovative way to address his situation?

#604: First Friday: The Impact of April's Tariffs on the Economy

The largest trade transformation in 135 years is currently taking place.

Financial Minimalism: Achieve Freedom by Cutting Out Unnecessary Expenses

Welcome to our platform dedicated to financial minimalism—a philosophy and set of practices designed to simplify your financial life and help you make more conscious decisions about your money. We focus on reducing wasteful spending, identifying your most important financial priorities, and building a stable foundation for long-term security.

Here, you’ll find step-by-step guides and practical tips to develop healthy financial habits, from budgeting basics to smart investing strategies. Our goal is to show you that financial minimalism doesn’t mean sacrificing comfort; instead, it allows you to redirect your funds toward what truly matters—travel, personal growth, or those special purchases that bring real value and enjoyment.

We feature real-life success stories from individuals who have embraced financial minimalism and experienced positive changes in their lives. You’ll also learn about the psychological aspects of saving and spending, empowering you to make well-informed decisions and maintain control over your finances. Join our community of like-minded individuals and take the first step toward greater financial freedom, less debt-related stress, and a more intentional approach to money management!