A site about financial minimalism

Minimal Finances

#585: Q&A: The Unseen Tax Impact on Your Investment Approach

#585: Q&A: The Unseen Tax Impact on Your Investment Approach

Michael adjusts his portfolio annually. However, he is concerned that realizing capital gains taxes on his brokerage account might negate the advantages of reallocation. Is there a more effective strategy?

The Arizona Trial!

The Arizona Trial!

What attracted me to early retirement was the sense of freedom, and that remains the most rewarding aspect. In 2005, the main motivation for pursuing this freedom was to dedicate my best...

#584: Sahil Bloom: Which of the Five Types of Wealth Are You Overlooking?

Reflect on how you go through a typical day. Would your 10-year-old self find it impressive? What about your 90-year-old self?

#583: Questions and Answers: There’s a Debate Over Roth IRAs, and Here Are Our Insights

#583: Questions and Answers: There’s a Debate Over Roth IRAs, and Here Are Our Insights

In contrast to recent debates, Jesse has determined that for the majority of individuals, a traditional IRA is the more advantageous option when considering marginal tax rates. Is he overlooking anything?

#582: The Marriage Agreement You Didn't Realize Existed (Yet Can’t Avoid), Featuring Harvard Law Graduate Aaron Thomas

#582: The Marriage Agreement You Didn't Realize Existed (Yet Can’t Avoid), Featuring Harvard Law Graduate Aaron Thomas

They possessed everything. Six successful children. A marriage lasting 40 years. An annual household income of $200,000.

#581: When Catastrophe Strikes at Home – Quite Literally

#581: When Catastrophe Strikes at Home – Quite Literally

Enrollment for Your Initial Rental Property is now available! affordanything.com/enroll

#580: Treasury Turmoil, Arctic Pathways, and McKinley's Spirit

#580: Treasury Turmoil, Arctic Pathways, and McKinley's Spirit

“To grasp what is occurring in the economy, pay attention to bonds,” opens today’s episode, in which we delve into how the bond market serves as a predictor for economic trends.

#579: I Have Two Weeks Until My Tenants Arrive ... and No Place to Stay

#579: I Have Two Weeks Until My Tenants Arrive ... and No Place to Stay

Todd is in a difficult situation with his real estate. Just six days before the closing on his new home, he discovered that it couldn't be legally sold. Meanwhile, renters are scheduled to move into his current property in two weeks. What options does he have?

#578: The Undiscovered Expense of Being Cautious with Finances, featuring Dr. Margie Warrell

#578: The Undiscovered Expense of Being Cautious with Finances, featuring Dr. Margie Warrell

Fear can hinder wise financial decisions. Consult Dr. Margie Warrell from Harvard Business Review, who advises Fortune 500 firms on strategic risk-taking. Her clientele features NASA, Morgan Stanley, and Google.

#577: Q&A: The Efficient Frontier Was Flawless Until Human Resources Joined In

#577: Q&A: The Efficient Frontier Was Flawless Until Human Resources Joined In

Kelsey is eager to invest along the efficient frontier, but she finds it challenging due to the limited fund options available in her employer-sponsored 401k. What is the most effective way to address this issue?

#576: The Inherently Unusual Nature of the World's Wealthiest Individuals, Featuring William Green

#576: The Inherently Unusual Nature of the World's Wealthiest Individuals, Featuring William Green

The most successful investors in the world share a secret: they are unconventional.

#574: Understanding the Psychological Impact of Financial Stress, featuring Dr. Sunita Sah

#574: Understanding the Psychological Impact of Financial Stress, featuring Dr. Sunita Sah

What would you do if an authority figure instructed you to do something that seemed incorrect? Many of us prefer to believe that we would voice our concerns, resist, and maintain our position. However, research indicates a contrasting reality.

#575: Questions and Answers: The Roth Decision for All Income Levels (And Its Current Importance!)

#575: Questions and Answers: The Roth Decision for All Income Levels (And Its Current Importance!)

Apar’s earnings have significantly increased after launching his own business. His advisor suggests making Roth contributions, but he is hesitant because of his elevated income. Who is correct?

#573: Q&A: Hold on, Are We Misguided About Zero APR Strategies?

#573: Q&A: Hold on, Are We Misguided About Zero APR Strategies?

An anonymous caller has consistently used zero percent APR credit cards for her substantial purchases, but she has been feeling uneasy about this approach. Is she risking too much with this method?

Financial Minimalism: Achieve Freedom by Cutting Out Unnecessary Expenses

Welcome to our platform dedicated to financial minimalism—a philosophy and set of practices designed to simplify your financial life and help you make more conscious decisions about your money. We focus on reducing wasteful spending, identifying your most important financial priorities, and building a stable foundation for long-term security.

Here, you’ll find step-by-step guides and practical tips to develop healthy financial habits, from budgeting basics to smart investing strategies. Our goal is to show you that financial minimalism doesn’t mean sacrificing comfort; instead, it allows you to redirect your funds toward what truly matters—travel, personal growth, or those special purchases that bring real value and enjoyment.

We feature real-life success stories from individuals who have embraced financial minimalism and experienced positive changes in their lives. You’ll also learn about the psychological aspects of saving and spending, empowering you to make well-informed decisions and maintain control over your finances. Join our community of like-minded individuals and take the first step toward greater financial freedom, less debt-related stress, and a more intentional approach to money management!