A site about financial minimalism

Minimal Finances

#640: First Friday: Surprising Jobs Report - Implications of Declining Yields and Fed Rate Reductions for Your Finances

#640: First Friday: Surprising Jobs Report - Implications of Declining Yields and Fed Rate Reductions for Your Finances

The jobs report for August 2025 surprised economists by showing just 22,000 jobs added and an unemployment rate of 4.3%. Paula Pant discusses how sluggish job growth, decreasing Treasury yields, and remarks from Jerome Powell regarding the Federal Reserve might lead to lower mortgage rates, reinvigorate the housing market, and influence the upcoming rate cut.

#639: Questions and Answers: Investing in Your Community by Discovering Alternatives

#639: Questions and Answers: Investing in Your Community by Discovering Alternatives

How can you determine when it's time to make a change, not only in your career but also in your entire surroundings? In today's episode, former financial planner Joe Saul-Sehy and Paula Pant discuss this topic.

#637: Q&A: Is it Possible to Open an IRA for Another Person's Child? (And Is It a Good Idea?)

#637: Q&A: Is it Possible to Open an IRA for Another Person's Child? (And Is It a Good Idea?)

Nick is considering establishing an investment account for his nephew to make annual contributions. He is uncertain if a standard brokerage account, an IRA, or other alternatives would be the most suitable choice since he is not the child's parent.

#636: Discussing Finances with Your Parents, featuring Behavioral Economist Etinosa Agbonlahor

#636: Discussing Finances with Your Parents, featuring Behavioral Economist Etinosa Agbonlahor

Behavioral economist Etinosa Agbonlahor highlights important subjects to talk about with aging parents: managing debt, planning for retirement, preferences for long-term care, and estate planning.

The 7 Categories of Entrepreneurs (You Likely Belong to One)

Today, we are delving into Pillar Five: Entrepreneurship, in which Paula examines the 7 different types of entrepreneurs and the distinct methods each utilizes to generate wealth.

The Three T's Required by Every Investor at This Moment

We address five key areas: Financial psychology, boosting your income, investing, real estate, and entrepreneurship. This is double-ii FIIRE.

Do you want a salary increase by this time next year?

We address five key areas: Financial psychology, boosting your income, investing, real estate, and entrepreneurship. This is double-ii FiiRE.

You are here for a purpose.

Paula Pant explores Financial Psychology, illustrating how anxiety about money, avoidance behaviors, and obsession with it influence your decisions—and how to create genuine wealth and freedom.

Various types of investments

Various types of investments

Interested in various types of investments? In this episode, Paula Pant and Joe Saul-Sehy discuss inflation-resistant assets such as gold and bonds, delve into private investments, and offer financial advice for new 1099 workers regarding taxes and liability protection.

#634: Wharton Professor Discusses the 7 Overlooked Types of Entrepreneurs | Featuring Lori Rosenkopf

#634: Wharton Professor Discusses the 7 Overlooked Types of Entrepreneurs | Featuring Lori Rosenkopf

Imagine this: at 26 years old, newly graduated from Wharton, you choose to launch a business with two friends. Over the years, you establish a digital marketing agency that ends up collaborating with Dollar Shave Club and Madison Reed. You finance everything yourself, avoiding any venture capital investment.

#633: Questions and Answers: Recognizing Investment Scams Before It's Too Late

#633: Questions and Answers: Recognizing Investment Scams Before It's Too Late

Paul is concerned that the private equity investment he is about to undertake may be fraudulent. What steps can he take to conduct his due diligence and ensure his safety when there is a lack of trustworthy information?

#632: Achieving Your Desires at Work, Featuring Behavioral Expert Prof. Melody Wilding

#632: Achieving Your Desires at Work, Featuring Behavioral Expert Prof. Melody Wilding

#632: A person should engage in 10 conversations at work to improve job performance, enhance workplace relationships, and increase earnings.

#631: Preguntas y Respuestas: ¿Es el portafolio de ChatGPT mejor que el VTSAX?

#631: Preguntas y Respuestas: ¿Es el portafolio de ChatGPT mejor que el VTSAX?

Jason's evaluation of his retirement strategy indicates that the straightforward approach surpasses the efficient frontier. Is he correct, or is there something he might be overlooking?

BONUS First Monday: What Led to the BLS's Inaccurate Jobs Report?

BONUS First Monday: What Led to the BLS's Inaccurate Jobs Report?

The Bureau of Labor Statistics releases significant job revisions on Friday mornings. These revisions eliminate nearly 90% of the previously reported increases for May and June. This brings up essential questions regarding the methodology behind our most relied-upon economic data.

Financial Minimalism: Achieve Freedom by Cutting Out Unnecessary Expenses

Welcome to our platform dedicated to financial minimalism—a philosophy and set of practices designed to simplify your financial life and help you make more conscious decisions about your money. We focus on reducing wasteful spending, identifying your most important financial priorities, and building a stable foundation for long-term security.

Here, you’ll find step-by-step guides and practical tips to develop healthy financial habits, from budgeting basics to smart investing strategies. Our goal is to show you that financial minimalism doesn’t mean sacrificing comfort; instead, it allows you to redirect your funds toward what truly matters—travel, personal growth, or those special purchases that bring real value and enjoyment.

We feature real-life success stories from individuals who have embraced financial minimalism and experienced positive changes in their lives. You’ll also learn about the psychological aspects of saving and spending, empowering you to make well-informed decisions and maintain control over your finances. Join our community of like-minded individuals and take the first step toward greater financial freedom, less debt-related stress, and a more intentional approach to money management!