Short-term investing can be detrimental if your timeline is constrained. Discover how to manage risk, savings, and flexibility when you require access to your funds in the near future.
What if settling your debt marked not the conclusion of your financial journey, but the start of something greater? In this episode, we hear from three listeners who are at important crossroads, each grappling with how to align their finances with their genuine desires in life.
Is investing internationally a wise strategy for diversifying risk? We examine if allocating a portion of your funds outside the U.S. is beneficial and the factors to weigh.
![#675: The Misconceptions We Held About Startups [GREATEST HITS]](https://finmini.site/thumbs/finmini.site-700/47/d2/675-The-Myths-We-Believed-About-Startups-[GREATEST-HITS].webp)
Explore the lesser-known aspects of startup culture. Rand Fishkin, the founder of Moz, reveals his experiences with debt, burnout, and the actual expenses associated with creating a business, beyond the hype of venture capital.
![#674: Do You Recall When Inflation Was Elevated and Interest Rates Were Increasing? [GREATEST HITS]](https://finmini.site/thumbs/finmini.site-700/61/ab/674-Remember-When-Inflation-Was-High-and-Rates-Were-Rising?-[GREATEST-HITS].webp)
Investing in real estate can feel unpredictable when interest rates and inflation fluctuate. Discover how remote investors manage market cycles, risks, and opportunities.
![#673: Why Young Investors Emphasize the Incorrect Aspects [GREATEST HITS]](https://finmini.site/thumbs/finmini.site-700/9b/b6/673-Why-Young-Investors-Focus-on-the-Wrong-Things-[GREATEST-HITS].webp)
#673: Why Young Investors Emphasize the Incorrect Aspects [GREATEST HITS]
![#671: How Your Brain Undermines Your Finances [TOP HITS]](https://finmini.site/thumbs/finmini.site-700/bb/dc/671-Why-Your-Brain-Sabotages-Your-Money-[GREATEST-HITS].webp)
Behavioral finance clarifies how emotions and social influences can undermine investment efforts. Dr. Daniel Crosby identifies the biases that subtly erode wealth.
Credit card rewards may consist of points or cash back. Discover how to select the appropriate credit card rewards approach and why a straightforward method is often more effective.
Should you consider using a 72(t)? Discover when it benefits early retirees and when opting for flexible taxable withdrawals may be the preferable option.
Discover how a long-term mortgage impacts affordability, the growth of equity, and risk, featuring insights from economist Karsten Jeske.
Holiday spending reached unprecedented levels in 2025, yet families are scaling back. Explore the authentic trends influencing consumer behavior, confidence, and the economy.
Today is Giving Tuesday.
Tomorrow is Thanksgiving, which means that in 48 hours, your inbox will be flooded with “savings.”
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Welcome to our platform dedicated to financial minimalism—a philosophy and set of practices designed to simplify your financial life and help you make more conscious decisions about your money. We focus on reducing wasteful spending, identifying your most important financial priorities, and building a stable foundation for long-term security.
Here, you’ll find step-by-step guides and practical tips to develop healthy financial habits, from budgeting basics to smart investing strategies. Our goal is to show you that financial minimalism doesn’t mean sacrificing comfort; instead, it allows you to redirect your funds toward what truly matters—travel, personal growth, or those special purchases that bring real value and enjoyment.
We feature real-life success stories from individuals who have embraced financial minimalism and experienced positive changes in their lives. You’ll also learn about the psychological aspects of saving and spending, empowering you to make well-informed decisions and maintain control over your finances. Join our community of like-minded individuals and take the first step toward greater financial freedom, less debt-related stress, and a more intentional approach to money management!