A site about financial minimalism

Minimal Finances

#575: Questions and Answers: The Roth Decision for All Income Levels (And Its Current Importance!)

#575: Questions and Answers: The Roth Decision for All Income Levels (And Its Current Importance!)

Apar’s earnings have significantly increased after launching his own business. His advisor suggests making Roth contributions, but he is hesitant because of his elevated income. Who is correct?

#573: Q&A: Hold on, Are We Misguided About Zero APR Strategies?

#573: Q&A: Hold on, Are We Misguided About Zero APR Strategies?

An anonymous caller has consistently used zero percent APR credit cards for her substantial purchases, but she has been feeling uneasy about this approach. Is she risking too much with this method?

#572: Your Final Reflections Won't Center on Wealth, featuring Dr. Jordan Grumet

#572: Your Final Reflections Won't Center on Wealth, featuring Dr. Jordan Grumet

At the age of 7, Dr. Jordan Grumet experienced the loss of his father. This profound experience influenced his choice of profession — he pursued a career in medicine, mirroring his father's legacy. However, by 2010, after feeling exhausted from internal medicine, he made an unforeseen decision to become a hospice physician.

#571: Q&A: When Your Cryptocurrency Investment Succeeds Excessively

#571: Q&A: When Your Cryptocurrency Investment Succeeds Excessively

A caller who wishes to remain anonymous has seen her cryptocurrency investments surge to 17 percent of her overall investment portfolio. Considering the volatility of this asset class, should she adjust her allocations or fully commit to it?

#570: The Cumulative Impact of 52 Small Financial Adjustments

#570: The Cumulative Impact of 52 Small Financial Adjustments

Get your complimentary copy of the 52-week guide to micro-improvements at 2025 One Tweak a Week.

#569: Financial Insights We've Gained - and What to Expect in 2025

#569: Financial Insights We've Gained - and What to Expect in 2025

Let's review the major financial and economic events of 2024 and look forward to what 2025 holds!

What Actions to Take Regarding These Elevated Interest Rates

What Actions to Take Regarding These Elevated Interest Rates

Wow, have you noticed the recent changes in interest rates!? Out of the blue, after nearly fourteen years of stability in our financial landscape, it's as if someone turned the tables and now everything is q…

The Crisis of Comfort

The Crisis of Comfort

The Crisis of Comfort

Frugal Man Purchases $52,000 Vehicle – What’s the Reason?

Frugal Man Purchases $52,000 Vehicle – What’s the Reason?

Here’s the new vehicle, on its inaugural camping excursion shortly after receiving it. As I write this, I'm navigating the different steps involved in purchasing a 2023 Tesla Model Y, which is quite costly...

Fewer Cars, Greater Wealth: My Trip to the City of Tomorrow

Fewer Cars, Greater Wealth: My Trip to the City of Tomorrow

As Mr. Money Mustache, I aim to be your comprehensive resource for Lifestyle Guru inspiration. Throughout the years, we have focused not only on the financial aspects of life but also on the even more significant...

How to Construct a Kitchen (and the Reasons Behind It)

How to Construct a Kitchen (and the Reasons Behind It)

It seems it's happened once more. Since our last conversation, I found myself immersed in constructing my 17th (?) kitchen, and I have finally come out of its chaotic yet captivating hold as I stand h...

The California Effect

The California Effect

One reason I write less frequently these days is that my life has slowly transformed into a Personal Finance Bubble. The individuals in my surroundings have become intentional with their finances,…

Insights from the Remarkable Muscular Neurobiologist

Insights from the Remarkable Muscular Neurobiologist

Have you ever observed that our society's daily routines are, in many ways, completely inverted? We tend to be so "busy" that we scarcely find time for exercise. Subsequently, we invest countless...

It's Day to Get Smart About Money!

It's Day to Get Smart About Money!

Let’s get straight to the main point: A new documentary titled Get Smart With Money was released on Netflix TODAY*. Somehow, the old Mr. Money Mustache and a few of his friends found themselves drawn into participating...

Minimalismo financiero: alcanza la libertad reduciendo gastos innecesarios

¡Bienvenido a nuestra plataforma dedicada al minimalismo financiero! Esta filosofía y conjunto de prácticas están diseñadas para simplificar tu vida económica y ayudarte a tomar decisiones más conscientes sobre tu dinero. Nos enfocamos en eliminar los gastos que no aportan valor, identificar tus verdaderas prioridades financieras y sentar las bases para una mayor estabilidad a largo plazo.

Aquí encontrarás guías paso a paso y consejos prácticos para desarrollar hábitos saludables en la gestión de tus finanzas: desde las claves para elaborar un presupuesto efectivo hasta estrategias inteligentes de inversión. Nuestro objetivo es demostrar que el minimalismo financiero no implica renunciar a la comodidad, sino más bien redirigir tus recursos hacia lo que realmente importa: viajes, crecimiento personal o esas compras especiales que aportan auténtica satisfacción.

Compartimos historias reales de personas que han adoptado el minimalismo financiero y han experimentado cambios positivos en sus vidas. Además, profundizamos en los aspectos psicológicos del ahorro y el gasto, para que puedas tomar decisiones informadas y mantener el control de tus finanzas. Únete a nuestra comunidad de personas con intereses similares y da el primer paso hacia una mayor libertad, menos deudas y un enfoque más consciente de la administración de tu dinero.