A site about financial minimalism

Minimal Finances

#576: The Inherently Unusual Nature of the World's Wealthiest Individuals, Featuring William Green

#576: The Inherently Unusual Nature of the World's Wealthiest Individuals, Featuring William Green

The most successful investors in the world share a secret: they are unconventional.

#574: Understanding the Psychological Impact of Financial Stress, featuring Dr. Sunita Sah

#574: Understanding the Psychological Impact of Financial Stress, featuring Dr. Sunita Sah

What would you do if an authority figure instructed you to do something that seemed incorrect? Many of us prefer to believe that we would voice our concerns, resist, and maintain our position. However, research indicates a contrasting reality.

#575: Questions and Answers: The Roth Decision for All Income Levels (And Its Current Importance!)

#575: Questions and Answers: The Roth Decision for All Income Levels (And Its Current Importance!)

Apar’s earnings have significantly increased after launching his own business. His advisor suggests making Roth contributions, but he is hesitant because of his elevated income. Who is correct?

#573: Q&A: Hold on, Are We Misguided About Zero APR Strategies?

#573: Q&A: Hold on, Are We Misguided About Zero APR Strategies?

An anonymous caller has consistently used zero percent APR credit cards for her substantial purchases, but she has been feeling uneasy about this approach. Is she risking too much with this method?

#572: Your Final Reflections Won't Center on Wealth, featuring Dr. Jordan Grumet

#572: Your Final Reflections Won't Center on Wealth, featuring Dr. Jordan Grumet

At the age of 7, Dr. Jordan Grumet experienced the loss of his father. This profound experience influenced his choice of profession — he pursued a career in medicine, mirroring his father's legacy. However, by 2010, after feeling exhausted from internal medicine, he made an unforeseen decision to become a hospice physician.

#571: Q&A: When Your Cryptocurrency Investment Succeeds Excessively

#571: Q&A: When Your Cryptocurrency Investment Succeeds Excessively

A caller who wishes to remain anonymous has seen her cryptocurrency investments surge to 17 percent of her overall investment portfolio. Considering the volatility of this asset class, should she adjust her allocations or fully commit to it?

#570: The Cumulative Impact of 52 Small Financial Adjustments

#570: The Cumulative Impact of 52 Small Financial Adjustments

Get your complimentary copy of the 52-week guide to micro-improvements at 2025 One Tweak a Week.

#569: Financial Insights We've Gained - and What to Expect in 2025

#569: Financial Insights We've Gained - and What to Expect in 2025

Let's review the major financial and economic events of 2024 and look forward to what 2025 holds!

What Actions to Take Regarding These Elevated Interest Rates

What Actions to Take Regarding These Elevated Interest Rates

Wow, have you noticed the recent changes in interest rates!? Out of the blue, after nearly fourteen years of stability in our financial landscape, it's as if someone turned the tables and now everything is q…

The Crisis of Comfort

The Crisis of Comfort

The Crisis of Comfort

Frugal Man Purchases $52,000 Vehicle – What’s the Reason?

Frugal Man Purchases $52,000 Vehicle – What’s the Reason?

Here’s the new vehicle, on its inaugural camping excursion shortly after receiving it. As I write this, I'm navigating the different steps involved in purchasing a 2023 Tesla Model Y, which is quite costly...

Fewer Cars, Greater Wealth: My Trip to the City of Tomorrow

Fewer Cars, Greater Wealth: My Trip to the City of Tomorrow

As Mr. Money Mustache, I aim to be your comprehensive resource for Lifestyle Guru inspiration. Throughout the years, we have focused not only on the financial aspects of life but also on the even more significant...

How to Construct a Kitchen (and the Reasons Behind It)

How to Construct a Kitchen (and the Reasons Behind It)

It seems it's happened once more. Since our last conversation, I found myself immersed in constructing my 17th (?) kitchen, and I have finally come out of its chaotic yet captivating hold as I stand h...

The California Effect

The California Effect

One reason I write less frequently these days is that my life has slowly transformed into a Personal Finance Bubble. The individuals in my surroundings have become intentional with their finances,…

Financial Minimalism: Achieve Freedom by Cutting Out Unnecessary Expenses

Welcome to our platform dedicated to financial minimalism—a philosophy and set of practices designed to simplify your financial life and help you make more conscious decisions about your money. We focus on reducing wasteful spending, identifying your most important financial priorities, and building a stable foundation for long-term security.

Here, you’ll find step-by-step guides and practical tips to develop healthy financial habits, from budgeting basics to smart investing strategies. Our goal is to show you that financial minimalism doesn’t mean sacrificing comfort; instead, it allows you to redirect your funds toward what truly matters—travel, personal growth, or those special purchases that bring real value and enjoyment.

We feature real-life success stories from individuals who have embraced financial minimalism and experienced positive changes in their lives. You’ll also learn about the psychological aspects of saving and spending, empowering you to make well-informed decisions and maintain control over your finances. Join our community of like-minded individuals and take the first step toward greater financial freedom, less debt-related stress, and a more intentional approach to money management!